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Thursday Thoughts: A Call to Living a More Fearless Life.

October 12, 2017 Leave a comment

This morning, as I do most every morning, I was reading a devotional by author and Pastor Tim Keller – I would recommend this devotional to anyone.

This topic hit me today.

Fear.

If we are honest with ourselves, we all have moments where we are fearful.

I can safely say that during the last week I have experienced some of the following fears:

  • fear of failure (do I have what it takes?);
  • fear of disappointing others;
  • fear of ruining my kids’ lives – am I parenting well?;
  • fear of what other people think of me;
  • fear of the failing health of loved ones.

I am sure I am missing several that could be added to this list.

This morning’s devotional ended with the prayer below.

 

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“The Songs of Jesus” Devotional by Timothy Keller

 

 

Roller coasters.

 

I love roller coasters (this ties in, I promise).

It has been too long since I visited Cedar point, Michigan’s Adventure, Six Flags Theme Park, etc…

What I love about roller coasters –  I know that I am fastened in tight –  I am not worried about falling out.

Because I believe I am secure, I am left simply to enjoy the ride (and feel like I’m a superhero).

 

If I thought that I was really going to fall out – I am sure the ride would not be fun at all – but from start to finish – terrifying.

Life is hard.

There are many hardships that could cause me to panic.

The real question though is:

What am I fixing my eyes on?

Where is my security?

 

My Answer:

I am not my own. 1 Corinthians 6:20.

 

 

Because of that, I will pray Tim Keller’s prayer and strive to live more fearlessly today.

 

Questions? Comments?

E-mail: Jeshua@dwlawpc.com

http://www.dwlawpc.com

Twitter: @JeshuaTLauka

 

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Join me at Mel Trotter Ministries 3rd Annual Season of Hope Event – Keynote by Author Ron Hall “Same Kind of Different as Me”

September 15, 2017 Leave a comment

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Occasionally when I am walking in downtown Grand Rapids I will run into a guy with dirty clothes, smelling bad, looking homeless. When I am asked for money, my gut reaction is to want to help. Honestly though, oftentimes I have no idea what is the right response.

 

I will invariably pray for them, but I’m faced with the hard decision:

  • do I give them money?

 

  • do I buy them food?

 

  • do I simply direct them to Mel Trotter Ministries?

 

Should I be doing more?

 

Join me in hearing from Ron Hall, author of “Same Kind of Different as Me”  – you can check out the trailer to the movie, based upon the book, that is coming out soon.

 

Ron Hall’s friendship with a man that society had all but disregarded and given up teaches us all fundamental lessons – namely:

All people are valuable and loved by God. 

 

Hear from some of Ron’s experiences and valuable lessons.

As he tells us in his book:

To love a man enough to help him, you have to forfeit the warm, self-righteous glow that comes from judging.”
On Tuesday September 26, 2017 Mel Trotter Ministries will host its 3rd Annual Season of Hope Event at the JW Marriott with Ron Hall as our guest speaker.

We are still looking for corporate sponsors. Tickets are available here

 

Thank you to our Honorary Leadership Committee!

Kenneth Graham & Linda Vos-Graham
James & Nancy Engen
Tom & Marcia Haas
Cate & Sid Jansma Jr.
Bill & India Manns
Tom & Jackie McGovern
Mark & Elizabeth Murray
Gordon & Karla Oosting
Janis Petrini
Jerry & Marcia Tubergen
Harold & Lori Voorhees, Jr.
Greg & Meg Willit

 

E-mail: Jeshua@dwlawpc.com
http://www.dwlawpc.com
Twitter: @JeshuaTLauka

Real Estate Investors and Property Managers Should Keep Track of this Bill to Make Veterans a Protected Class in Housing Discrimination.

August 31, 2017 Leave a comment

On August 16, 2017 HB 4872 was introduced into the Michigan House of Representatives.

The Bill amend the “Elliott-Larsen civil rights act,” and would provide that veterans are included in the list of those protected by Michigan law against housing discrimination.

The Bill would define Military Service as:

IMG_1768“STATUS OF BEING AN ACTIVE DUTY MEMBER OF THE ARMED FORCES OF THE UNITED STATES OR A VETERAN WHO RECEIVED AN HONORABLE OR GENERAL
ADMINISTRATIVE DISCHARGE FROM ACTIVE DUTY WITH THE ARMED FORCES OF THE UNITED STATES.”

 

The Bill brings two thoughts to mind:

  1. Our Veterans and those who served our country deserve to be treated fairly in housing and all other areas of life.
  2. This Bill brings up a fundamental question: are Veterans being discriminated against in housing? Does it happen?

 

 

According to statistics recently published in the Bridge with insight from Dennis Van Kampen of Mel Trotter Ministries, there are fewer homeless veterans than ever in Michigan today, but more homeless youth.

The Bill was sent to the committee on Military and Veteran Affairs. I will be tracking this bill.

 

I look forward to hear comments from the public on this issue: are we in Michigan protecting our Veterans access to fair housing?

Questions? Comments?

email: Jeshua@dwlawpc.com

http://www.dwlawpc.com

Twitter: @JeshuaTLauka

Community Revitalization To Include Downtown Grocery Stores: Update on The Urban Food Initiative.

August 1, 2017 Leave a comment

Yesterday I read a story about a Detroiter, Raphael Wright who plans on opening a “mission-driven supermarket” in downtown Detroit. Check out the article on NextCity.

Raphael’s idea is sparked by a much needed grocery option in Detroit- particularly for low-income residents.

I love this idea.

A few years back I took my family to New York City. We loved the walk-ability of City life – that you could walk down a block to a grocery store and get all of your household needs.

food-healthy-vegetables-potatoesI love downtown Grand Rapids.

 

If Grand Rapids wants to encourage urban living, it needs a downtown grocery store.

In February, House Bill 4207 was introduced in the Michigan house. Known as the “Urban Food Initiative” it would provide incentives for community revitalization that would include a downtown Grocery Store.

 

 

Specifically, HB 4207 would make “Urban Food Initiatives” allowable to receive funds under the Michigan Community Revitalization Program

 

An update since my last post, in May, the Trade and Commerce Committee recommended a substitute bill, check here.

The Bill substitute changed the name,  Urban Food Initiatives, to “NEIGHBORHOOD AND COMMERCIAL CORRIDOR FOOD INITIATIVE”  – thereby broadening the applicability of these community revitalization incentives –  I have bracketed the additional language:

Property that will be used primarily as a retail supermarket, grocery store, produce market or delicatessen that is located in a downtown [OR IN A DEVELOPMENT AREA AS DEFINED IN SECTION 2 OF 3 THE CORRIDOR IMPROVEMENT AUTHORITY ACT] area…that offers unprocessed USDA inspected meat and poultry products or meat products that carry the USDA organic seal, fresh fruit and vegetables, and dairy products for sale to the public.”

The other substantive revision to the substitute bill would require that at least 5% of community revitalization incentives be awarded to these initiatives. Check out the Bill Analysis from the House Fiscal Agency, for more information.

 

Clearly having available and healthy food options in a downtown are necessary to City living, particularly for low-income residents. Check out a previous article from Next City about the Food Revolution in Detroit.

A downtown grocery store is necessary if a City wants to attract urban living – it is also necessary to provide healthy food options for those living downtown without readily available transportation.

 

 

I think particularly of the under-employed and the homeless who receive services from organizations like Mel Trotter Ministries. Grand Rapids has a need for affordable housing for the most vulnerable in our society. It would be great to see grocery options as well.

I am looking forward to tracking the progress of this bill. I am also encouraged by the many businesses in West Michigan taking serious their responsibility as community stakeholders and asking the question: “How am I building a better community?

e-mail: Jeshua@dwlawpc.com

http://www.dwlawpc.com

Twitter: @JeshuaTLauka

Fintech Company “Lemonade” Following Through on Its Purpose Driven Mission.

In the past I have posted on Fintech Companies – and highlighted a few – namely Lemonade.  Below is an update on some exciting things Lemonade is doing.

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But as a threshold matter:

What is Fintech?

 

According to FinTech Weekly:

Financial technology, also known as FinTech, is a line of business based on using software to provide financial services. Financial technology companies are generally startups founded with the purpose of disrupting incumbent financial systems and corporations that rely less on software.

 

The idea of a business’ purpose of “disrupting incumbent”…anything is intriguing to me.

Some systems need to be disrupted. I have previously posted my own thoughts on being a disruptive force for good.

To that point, Lemonade seemingly fits the bill. Look no further than it’s mission statement on its homepage: “Instant everything. Killer prices. Big heart.

About Lemonade:

According to its website, Lemonade is the “World’s First P2P Insurance Company” (Peer-to-Peer).

Lemonade provides Renters and Homeowners Insurance to New

Yorkers.

According to a CrowdFundInsider article: “Lemonade has positioned its platform in a David vs. Goliath battle to challenge antediluvian insurance incumbents by providing a far better service at a superior price.”

Who doesn’t root for the underdog?

Technology Driven.

Shai Wininger, co-founder and President of Lemonade, explained to CrowdfundInsider that technology drives everything at Lemonade.

“From signing up to submitting a claim, the entire experience is mobile, sim

ple and remarkably fast. What used to take weeks or months now happens in minutes or seconds. It’s what you get when you replace brokers and paperwork with bots and machine learning.”

Disruptive Force for Good.

Daniel Schreiber, co-founder and CEO of Lemonade. told CrowdfundInsider “the opportunity is unusual. Disrupting an industry that has not changed for a hundred years ”

According to an article posted by Venture Beat:

Lemonade is also setting out to combat existing models through an annual “giveback,” where it donates unclaimed money to good causes.”

Talk is cheap.  Has Lemonade followed through on its actions?

Apparently so – in a very impressive way.

 

Lemonade’s 2017 GiveBack

Lemonade posted today that its Giveback for 2017 was $53,174:

this amounts to 10.2% of its 2017 revenue.

 

The article highlighted one such GiveBack recipient: New Story

“New Story builds safe homes for the homeless, and aims to transform slums into thriving communities in the developing world.”

 

“Through the Giveback to New Story, the Lemonade community built a new home for the Quitéño family, from start to finish. Now, the Quitéño family will have a safe home to return to every day, giving them a stable foundation to improve their health, education, and income.”

 

Conclusion.

Lemonade is doing some innovative work for the social good.

I love the concept of this startup –

a. taking a risk doing something different;

b. disrupting business as usual;

c. for the good of others.

That’s social entrepreneurship at its finest.

If you are a homeowner or tenant residing in New York, this company is worth checking out.

e-mail: Jeshua@dwlawpc.com

http://www.dwlawpc.com

Twitter: @JeshuaTLauka

More Updates on Michigan’s Affordable Housing Crisis

June 2, 2017 1 comment

Today is a beautiful day in downtown Grand Rapids. The photo below actually from yesterday. There is something about the sun that just puts me in a good mood.

A few days ago I did not have a sunny disposition. I was in court during a landlord/tenant docket. I’ll be honest – it was a depressing scene.  Many of the people in the courtroom were in a sad condition – one lady was visibly intoxicated.IMG_1570

Grand Rapids’ Housing Crisis

This morning I read an article on how the Rental Housing Market Leads to Homelessness in Grand Rapids

Clearly, Grand Rapids, and other parts of the State and Nation have an affordable housing crisis. I have previously offered my own perspective, both as a lawyer representing real estate developers/investors, and as Board Chairman at Mel Trotter Ministries.

A Community Problem – requires Community Collaboration

Recently Mel Trotter Ministries announced that it was partnering with 3:11 Youth Housing and the NAACP to provide housing for homeless males ages 18-24.

This effort could not have happened without collaboration between community stakeholders. It also couldn’t have happened without real estate owners willing to put “purpose above profit”.

There are other examples of social enterprises taking action to address affordable housing. One community partner is Pastor Jim Davis and his company “Purpose Properties

“The mission of Purpose Properties is to “raise enough money from local foundations and philanthropists to buy market-rate and affordable rental properties in the city.”

It will take all community stakeholders to do their part – businesses, churches, government, and non-profits.

The question we should all ask ourselves: Am I working to build a better community?
Legal Updates – Bills and Lawsuits.

 

A few months back I wrote about a Michigan House Bill introduced that would repeal Michigan’s prohibition on rent control. This Bill seemed to be a “gut response” to the affordable housing crisis that we are facing in Michigan and all across the United States.

Other local governments across the U.S. are exploring legislative avenues to address the housing crisis.

A few days ago, Representative Stephanie Chang introduced a few other Bills on Affordable Housing.

On May 31, 2017 House Bill 4686 was introduced that would allow local government  to “adopt an ordinance to limit the rent paid by senior citizens and individuals with a disability to 50% of their household incomes.”

Tie-barred to that Bill was House Bill 4687  which would prohibit local government from enacting, maintaining, or enforcing “an ordinance or resolution that would have the effect of  controlling the amount of rent charged for leasing private resident.”

Representative Chang also spoke on the issue of Affordable Housing at a Detroit Housing Summit a few days ago at the University of Detroit Mercy School of Law.

 

DOJ sues City of Jacksonville for refusing to allow development of permanent supportive housing for individuals with disabilities.

You can check out the press release from yesterday – Where Cities Can Get in Trouble with Fair Housing Laws

Yesterday, the Department of Justice issued a Press Release concerning an agreement it reached with the City of Jacksonville, Florida. Apparently, the DOJ sued the City concerning “allegations that the city violated the Fair Housing Act and the Americans with Disabilities Act when it refused to all ow the development of permanent supportive housing for individuals with disabilities in its Springfield neighborhood.”

As part of the settlement, the City has agreed to “establish a $1.5 million grant to develop permanent supportive housing in the city for people with disabilities.”

 

e-mail: Jeshua@dwlawpc.com

Twitter: @JeshuaTLauka

 

 

Recent Michigan House Bill Would Repeal Prohibition on Rent Control – A Response to the Affordable Housing Crisis?

April 13, 2017 Leave a comment

2017-03-07 15.13.50

On March 30, 2017 House Bill 4456 was introduced. The Bill would repeal Michigan’s prohibition on Rent Control.

The Bill was presumably proposed in response to the affordable housing crisis in Michigan and all across the United States. Other local governments across the U.S. are exploring legislative avenues to address the housing crisis.

 

 

According to Representative Chang, who introduced the Bill, the current rent control prohibition “makes it increasingly difficult for seniors and some families to find affordable housing, or to stay in the apartments they’ve lived in for many years.”
Representative Chang was apparently referring to the affordable housing crisis in Detroit. From all accounts, Grand Rapids is facing an affordable housing crisis as well.

 

Grand Rapids Housing Crisis

As many of you may know, a few months back the Grand Rapids Chamber hosted an Issue Summit on the Housing Crisis in Grand Rapids.

The Summit brought speakers representing many community stakeholders, including representatives from 616 DevelopmentGrand Rapids Urban League,Rockford ConstructionICCFMSHDA, and many local non-profits, including Mel Trotter MinistriesHQHeartside Ministries, on this lack of affordable housing, what is as Mayor Bliss emphasized, admittedly, “a complex issue”.

I have previously offered my own perspective, both as a lawyer representing real estate developers/investors, and as Board Chairman at Mel Trotter Ministries.

 

Is there an Answer found in Social Enterprise?

A few months back, Jim Harger with MLive posted a thorough article on the affordable housing crisis.

One community partner highlighted was Pastor Jim Davis and his company “Purpose Properties

“The mission of Purpose Properties is to “raise enough money from local foundations and philanthropists to buy market-rate and affordable rental properties in the city.”

According to Jim Harger’s article:

Purpose Properties plans to charge market rates for its properties to those who can afford them and use their profits to subsidize the rents of those who cannot afford market rates.”

We need more businesses and community stakeholders to approach our community problems like Jim Davis and Purpose Properties.

 

Community Partners Collaborating

Recently Mel Trotter Ministries announced that it was partnering with 3:11 Youth Housing to provide housing for homeless males 18-24.

As Mayor Bliss stated at the Housing Summit – the affordable housing crisis presents a complex issue.

It will take all community stakeholders to do their part – businesses, churches, government, and non-profits.

 

The question we should all ask ourselves: Am I working to build a better community?

 

e-mail: Jeshua@dwlawpc.com

Twitter: @JeshuaTLauka